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Table 2 Bivariate analysis of health insurance status of respondents by background characteristics

From: Does insurance protect individuals from catastrophic payments for surgical care? An analysis of Ghana’s National Health Insurance Scheme at Korle-Bu teaching Hospital

Variables

Health insurance status (N = 196)

P-value (Fisher exact test)

Insured 65% (N = 127)

Uninsured 35% (N=69)

Age (years)

 <25

6.3%(8)

14.5% (10)

0.034

 25-39

20.4% (26)

31.9% (22)

 40-69

59.1% (75)

46.4% (32)

 ≥ 70

14.2% (18)

7.2% (5)

Sex

 Male

35.4% (45)

59.4%( 41)

0.002

 Female

65.6% (82)

41.6% (28)

Ethnicity

 Akan

41.7% (53)

53.6% (37)

0.496

 Ewe

16.6% (21)

13.1% (9)

 Ga-Dangme

25.2% (46)

20.3 %(14)

 Other

16.5% (30)

13.0% (9)

Marital Status

 Never married

15.0% (19)

30.4% (21)

0.037

 Currently married

57.5% (73)

47.8% (33)

 Formerly married

27.5% (35)

21.8% (15)

Education

 None

11.8% (15)

10.1% (7)

0.434

 Primary

28.3% (36)

21.8% (15)

 Secondary

38.6% (49)

50.7% (35)

 Tertiary

21.3% (27)

17.4% (12)

Employment Status

 Unemployed

38.6% (49)

31.9% (22)

0.437

 Employed

61.4% (78)

68.1% (47)

Occupation

 Unemployed

38.6% (49)

31.9% (22)

0.608

 Formal

10.2% (13)

13.0% (9)

 Informal

51.2% (65)

55.1% (38)

Had a Procedure

 Yes

87.8% (101)

85.3% (52)

0.644

 No

12.2% (14)

14.7% (9)

Household Characteristics (mean)

 House-hold size

6.5

5.6

0.21

 Number of children

3.1

2.2

0.003

 Sex of household head

  Male

76%(84)

82.5 (47)

0.43

  Female

23%(26)

18 (10)