From: Does the National Health Insurance Scheme provide financial protection to households in Ghana?
Variable | Health insurance status | Total (n = 2,418) | F-Testb | ||
---|---|---|---|---|---|
Uninsured (n = 1,117) | Partially insured (n = 620) | Fully insured (n = 681) | |||
Mean household non-food expenditure (Gh¢)a | 97.77 (76.15) | 117.71 (86.30) | 129.21 (100.26) | 111.74 (87.17) | 30.18*** |
Mean per capita household non-food expenditure (Gh¢) | 32.65 (34.02) | 25.87 (23.06) | 48.57 (58.08) | 35.39 (44.89) | 47.11*** |
Mean OOP health expenditure (Gh¢) | 7.66 (21.31) | 13.02 (34.05) | 9.62 (19.79) | 9.59 (24.93) | 9.29*** |
Mean OOP health expenditure as % of non-food expenditure (%) | 7.49 (13.09) | 9.33 (12.86) | 8.77 (11.30) | 8.32 (12.57) | 4.85*** |
Households with illness in the last 4 weeks (%) | 25.52 (43.61) | 44.52 (49.73) | 44.93 (49.78) | 35.86 (47.97) | 50.22*** |
No. of illness per household in the last 4 weeks (mean) | 1.20 (0.55) | 1.33 (0.69) | 1.21 (0.51) | 1.25 (0.59) | 4.39** |
Having a member with chronic illness (%) | 7.61 (26.52) | 16.45 (37.10) | 19.53 (39.67) | 13.23 (33.89) | 30.66*** |