Table 5 Generalised ordinal logistic regression model for households’ willingness to contribute towards subsidised CHF membership

Wealth status (lowest ^a )

Second

1.455

0.523

0.626

1.073

1.630

0.569

Third

1.806*

0.616

0.800

1.284

0.994

0.368

Fourth

2.335*

1.164

1.904

3.046

1.014

0.434

Highest

9.304***

5.562

2.761

4.459

0.578

0.301

Age (head, 18–35 ^a )

36-59

1.877**

0.528

1.108

0.322

0.751

0.237

60+

1.170

0.443

1.078

0.624

1.006

0.450

Sex (head, male ^a )

Female

1.345

0.462

1.617

0.534

0.604

0.200

Education level (head, no education ^a )

Up to primary

0.868

0.234

0.203

0.223

1.179

0.390

Up to secondary

0.797

0.459

0.126*

0.129

0.739

0.571

Above secondary

0.358

0.224

0.120*

0.121

1.050

0.749

Presence of sick members (no ^a )

Yes

0.602

0.243

1.085

0.424

1.437

0.471

Trust in scheme management (strongly disagree ^a )

Disagree

1.473

1.288

1.128

0.698

1.717

1.098

Neither agree nor disagree

1.360

0.979

1.050

0.584

0.688

0.422

Agree

4.455**

3.206

1.327

0.722

1.004

0.606

Strongly agree

2.247

1.873

2.136

2.106

2.465

1.884

District (Kongwa ^a )

Mpwapwa

1.031

0.726

1.525

0.412

0.957

0.258