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Table 3 Adjusted Odds Ratios (AOR) for the association between health insurance coverage and maternal health service utilization among women of reproductive age in Tanzania (N = 4513)

From: Health insurance is important in improving maternal health service utilization in Tanzania—analysis of the 2011/2012 Tanzania HIV/AIDS and malaria indicator survey

Variable

Timing of the first Antenatal visit

Completing recommended number of antenatal visits

Birth attended by a skilled health worker

AOR

95% CI

P value

AOR

95% CI

P value

AOR

95% CI

P value

Health insurance coverage:

 No

1

  

1

  

1

  

 Yes

1.855

1.375–2.503

***

1.331

0.782–2.267

 

2.012

1.458–2.775

***

Age groups:

 15–19

1

  

1

  

1

  

 20–24

1.465

1.060–2.026

**

5.367

1.280–22.51

**

0.041

0.754–0.576

*

 25–29

1.055

0.751–1.483

 

5.786

1.385–24.17

**

0.023

0.723–0.546

*

 30–34

0.836

0.581–1.202

 

5.874

1.396–24.71

**

0.008

0.677–0.506

**

 35–39

0.949

0.657–1.370

 

5.883

1.390–24.91

**

0.106

0.783–0.582

 

 40–44

0.795

0.506–1.250

 

2.911

0.621–13.65

 

0.006

0.614–0.432

**

 45–49

0.673

0.313–1.450

 

2.254

0.298–17.06

 

0.633

0.877–0.511

 

Area of Residence:

 Rural

1

  

1

  

1

  

 Urban

1.255

1.054–1.345

**

1.454

0.775–2.726

 

0.511

0.388–0.673

***

Marital Status:

 Single

1

  

1

  

1

  

 Married

1.202

0.861–1.679

 

1.625

0.485–5.436

 

0.899

0.656–1.231

 

 Separated/widowed

1.327

0.880–2.002

 

1.325

0.367–4.782

 

0.732

0.504–1.063

 

Zones:

 Eastern

1

  

1

  

1

  

 Western

0.391

0.268–0.572

***

1.086

0.516–2.287

 

0.654

0.457–0.937

*

 Southern

1.118

0.756–1.653

 

1.355

0.477–3.847

 

0.626

0.412–0.951

*

 Southern Highlands

0.765

0.543–1.079

***

0.526

0.204–1.352

 

3.669

2.325–5.790

***

 Southern West Highland

0.381

0.266–0.546

***

0.853

0.402–1.809

 

0.475

0.335–0.673

***

 Central

0.298

0.204–0.436

**

1.432

0.688–2.983

 

0.499

0.352–0.709

***

 Northern

0.568

0.398–0.809

***

0.483

0.184–1.265

 

0.360

0.248–0.522

***

 Lake

0.323

0.238–0.438

***

1.414

0.719–2.782

 

0.448

0.327–0.615

***

 Zanzibar

0.512

0.363–0.722

***

1.641

0.784–3.434

 

0.210

0.146–0.303

***

Births in the past 5 yrs.:

 One

1

  

1

  

1

  

 Two or more

1.277

1.071–1.523

**

1.681

0.000

 

0.589

0.510–0.679

***

Educational level:

 No education

1

  

1

  

1

  

 Primary incomplete

1.415

1.071–1.869

**

0.974

0.681–1.393

 

1.209

0.974–1.500

 

 Primary Complete

1.212

0.962–1.528

 

0.769

0.575–1.029

 

1.335

1.126–1.583

**

 Secondary or higher

0.817

0.581–1.150

 

0.658

0.365–1.186

 

2.102

1.564–2.824

***

Wealth:

 Poorest

1

  

1

  

1

  

 Poorer

0.988

0.79–1.286

 

1.200

0.859–1.676

 

1.326

1.092–1.609

**

 Middle

1.082

0.830–1.411

 

0.989

0.696–1.406

 

1.463

1.200–1.783

***

 Richer

1.228

0.931–1.621

 

0.829

0.544–1.262

 

2.369

1.898–2.958

***

 Richest

1.605

1.126–2.288

**

0.686

0.344–1.369

 

4.527

3.239–6.326

***

Occupation:

 Unemployed

1

  

1

  

1

  

 Self employed

1.104

0.828–1.473

 

0.930

0.587–1.473

 

0.760

0.591–0.978

*

 Manual laborer

1.191

0.884–1.605

 

0.547

0.296–1.009

 

1.306

0.978–1.743

 

 Employed

1.254

0.808–1.946

 

0.508

0.144–1.788

 

1.289

0.784–2.120

 
  1. Here *, ** and *** indicate p < 0.05, p < 0.01 and p < 0.001 respectively