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Table 9 Benefits package in 2012 and amounts paid by MHO and patient

From: An in-depth investigation of the causes of persistent low membership of community-based health insurance: a case study of the mutual health organisation of Dar Naïm, Mauritania

Services

Type of coverage by the MHO

% co-payment

Average amount of coverage by the MHO in MRO and (EUR)

Average amount co-payment in MRO and (EUR)

Outpatient curative care

100% above deductible

Deductible

295 (0.79)

200 (0.54)

Antenatal care

75%

25%

900 (2.4)

300 (0.8)

Flat fee for delivery in PSDN including referral

75%

25%

2600 (6.97)

900 (2.4)

Deliveries in non PSDN facilities

    

 Normal delivery in other health centres

75%

25%

2607 (6.98)

869 (2.33)

 Referral for complicated delivery + transport

Fixed reimbursement

Above ceiling

5500 (14.74)

Unknown

 C-section in Cheikh Zayed (technical act only)

Fixed reimbursement

Above ceiling

30,000 (80.4)

Unknown

 C-section in CHN (technical act only)

Fixed reimbursement

Above ceiling

20,000 (53.6)

Unknown

 Laboratory in first line

75%

25%

1136 (3.04)

379 (1.02)

 Dental care

50%

50%

1326 (3.55)

1326 (3.55)

 Hospitalisation

Fixed reimbursement

Above ceiling

30,000 (80.4)

Unknown

 Ambulatory hospital services

100% up to ceiling of 5000 MRO

Above ceiling

2776 (7.44)

0

 Medicines in private pharmacy

50% reimbursed

50%

  

 Medicines in private pharmacy for chronic care

30% reimbursed

70%

  

 Average amount medicines in pharmacy

  

821 (2.2)

Unknown