Table 3 Respondents' level of agreement on statements about TCHP and CHI (N = 135)
Statement | Enrolled in n (%) n = 17 | Non-enrolled in n (%) n = 118 | ||||
|---|---|---|---|---|---|---|
Disagree | Undecided | Agree | Disagree | Undecided | Agree | |
1. I know what TCHP is. | 0 | 0 | 17 (100) | 27 (23) | 7 (6) | 84 (71) |
2. I understand how TCHP works. | 0 | 3 (18) | 14 (82) | 48 (41) | 7 (6) | 63 (53) |
3. I know what is included in the benefit package of TCHP. | 1 (6) | 1 (6) | 15 (88) | 39 (33) | 21 (18) | 57 (48) |
4. The benefit package of TCHP is satisfactory. | 0 | 2 (12) | 15 (88) | 29 (24) | 32 (27) | 57 (49) |
5. TCHP is affordable. | 3 (18) | 0 | 14 (82) | 47 (40) | 28 (24) | 43 (36) |
6. Paying premium via milk is an attractive payment method. | 2 (12) | 1 (6) | 14 (82) | 13 (11) | 15 (13) | 90 (76) |
7. TCHP is well promoted in the community. | 2 (12) | 1 (6) | 14 (82) | 18 (16) | 21 (18) | 99 (66) |
8. People talk positively about TCHP. | 1 (6) | 6 (35) | 10 (59) | 8 (7) | 26 (22) | 84 (71) |
9. I know how TCHP is set up and managed. | 3 (18) | 1 (6) | 13 (76) | 44 (37) | 33 (28) | 41 (35) |
10. I trust the TCHP management. | 1 (6) | 3 (18) | 13 (76) | 20 (17) | 41 (35) | 57 (48) |
11. Health insurance helps people to prevent financial disaster. | 1 (6) | 1 (6) | 15 (88) | 2 (2) | 4 (3) | 112 (95) |
12. Health insurance is useful for my family. | 0 | 1 (6) | 16 (94) | 1 (1) | 7 (6) | 109 (93) |
13. I don’t mind contributing money to a healthcare plan and not benefit from it while others do. | 2 (12) | 0 | 15 (88) | 15 (13) | 14 (12) | 88 (75) |
14. In the last 12 months my household had to pay a lot of money for healthcare and medication. | 13 (76) | 0 | 4 (24) | 59 (50) | 2 (2) | 57 (48) |
15. I would rather wait and see whether TCHP is a good plan before I enrol. | 13 (82) | 2 (12) | 1 (6) | 30 (26) | 24 (21) | 63 (53) |
16. If I become really sick, the community will do a “harambee”, so I don’t need a health insurance. | 13 (76) | 2 (12) | 2 (12) | 96 (83) | 8 (7) | 12 (10) |