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Table 3 Willingness to pay for basic health insurance by respondents' characteristics

From: Willingness to pay for social health insurance among informal sector workers in Wuhan, China: a contingent valuation study

 

WTP for baseline BHI

WTP for BHI without ceiling

WTP for BHI without deductible

WTP for BHI without coinsurance

 

Mean

95% CI

Mean

95% CI

Mean

95% CI

Mean

95% CI

Age group (years)

        

   18–30

33

28–39

55

45–64

51

37–66

51

36–65

   31–40

31

26–35

53

45–61

42

36–48

47

39–55

   41–50

24

20–28

42

34–50

36

27–44

46

29–64

   51–60

26

19–33

45

34–57

34

25–42

39

29–50

Sex

        

   Female

33

29–38

55

47–64

50

39–61

55

42–67

   Male

26

23–29

46

41–51

37

33–41

40

35–45

Educational attainment

        

   Elementary school or below

20

15–24

32

25–39

25

20–31

29

22–35

   Above elementary school but not above middle school

27

23–31

46

39–53

39

33–45

42

34–50

   Above middle school but not above high school

34

29–39

57

48–66

52

38–65

56

41–71

   Above high school

39

30–48

70

55–86

53

43–64

60

44–75

Monthly income (RMB)

        

   0–499

15

12–19

26

20–32

23

17–28

22

17–27

   500–999

25

23–28

42

38–47

35

32–39

39

34–43

   1000 and above

53

44–61

91

75–106

80

58–102

88

63–114

Migration status

        

   Resident

32

28–35

53

48–59

45

38–53

51

42–59

   Migrant

23

19–27

41

33–48

35

29–41

34

28–41

Employment status

        

   Temporary employment

19

16–23

33

26–39

27

23–32

27

22–32

   Permanent employment

32

29–36

55

49–61

47

40–54

52

44–61

Average monthly health expenditure in the past year (RMB)

        

   0–99

29

26–32

48

43–53

42

36–48

45

38–52

   100 and above

45

34–57

92

70–115

64

49–80

83

58–108

  1. WTP = willingness to pay, BHI = basic health insurance, CI = confidence interval, RMB = Renminbi