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Table 4 Geographic differences in payment and coping mechanisms

From: Viewing health expenditures, payment and coping mechanisms with an equity lens in Nigeria

Variables

Rural

Peri-urban

Urban

p-value

R:U ratio

Out-of-Pocket but reimbursed

6(43)

1(7)

7(50)

0.051

0.86

Out-of-Pocket without reimbursement

369(36)

382(37)

284(27)

0.24

1.3

Health Insurance

2(50)

1(25)

1(25)

0.82

2

Instalment

36(34)

45(43)

24(23)

0.28

1.5

In-kind

1(17)

1(17)

4(66)

0.11

0.25

Others

8(24)

7(21)

18(55)

0.003

0.44

Payment coping mechanisms by geographic location (%)

Own money

385(36)

395(37)

286(27)

0.004

1.35

Borrowed money

8(26)

7(23)

16(51)

0.01

0.5

Sold moveable assets

0

0

1(100)

0.28

0

Sold family land

0

0

0

N/A

0

Payment subsidised

13(46)

1(4)

14(50)

0.001

0.93

Payment deferred

7(78)

1(11)

1(11)

0.03

7

Community solidarity/someone else paid

2(11)

12(63)

5(26)

0.03

0.4

Exempted

3(37)

1(13)

4(50)

0.26

0.75

Others

3(21)

3(21)

8(58)

0.03

0.38