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Table 2 Membership of health insurance schemes

From: Community perceptions of health insurance and their preferred design features: implications for the design of universal health coverage reforms in Kenya

Variable

Number (%)

Household with at least one member in health insurance

314 (52.9)

Number of individuals with insurance cover

991 (41.0)

Type of insurance coverage

 

  • NHIF

407 (41.1)

  • CBHI

359 (36.2)

  • Both CBHI and NHIF

139 (14.0)

  • Other

86 (8.7)

  Total

991 (100)

Period of membership

 

  • < 6 months

32 (8.9)

  • 6–12 months

50 (14.0)

  • 13–24 months

63 (17.6)

  • >24 months

213 (59.5)

Frequency of contribution

 

  • Monthly

122 (34.1)

  • Annually

236 (65.9)

Monthly contribution rates in Kenya Shillings (US$)

 

  • Mean contribution

193 ($ 2.42)

  • Median contribution

160 ($ 2.00)

Reasons for not belonging to health insurance

 

  • Cannot afford

135 ( 43.5)

  • Unawareness of schemes existence

67 (21.6)

  • Not compulsory

26 (8.4)

  • Do not trust the schemes

20 (6.5)

  • Other

62 (20.0)

  Total

310 (100)