Burden of out-of-pocket expenditure for road traffic injuries in urban India

Table 5 Multiple classification analysis of intensity of catastrophic medical expenditure for those who arrived alive at study hospitals following road traffic injury

Variable	Category	Total N = 722*	Predicted mean out-of-pocket medical expenditure to household annual income ratio
			Unadjusted mean		Adjusted mean†
			Mean	Eta	Mean	Beta	P value
Type of road user‡	Pedestrian/cyclist	216	0.241	0.050	0.206	0.061	0.255
	MTV	348	0.297		0.313
	Others	145	0.177		0.189
Type of hospital	Private	164	0.386	0.077	1.072	0.479	<0.001
Type of hospital	Public	545	0.216		0.010
Per capita annual household income quartile	I (lowest)	192	0.454	0.136	0.495	0.160	0.001
	II	190	0.242		0.208
	III	150	0.134		0.160
	IV (highest)	177	0.158		0.126
Number of in-patient days	<4	262	0.087	0.191	0.073	0.190	<0.001
	4 - 7	137	0.120		0.154
	> 7	310	0.458		0.454
Injury severity	1-4	379	0.156	0.113	0.212	0.050	0.187
Injury severity	>4	330	0.369		0.305
	Full model	723				0.359	<0.001

*Data missing for 1 case due to non-reporting of annual household income.
†F test value 8.6 and significance <0.001; Goodness of fit: 14%.
‡MTV: motorised two-wheeled vehicles including moped/luna, scooter/scootertte and motorcycle; others include all vehicles other than MTV/ cycle & pedestrians.
¶Data not available for 14 participants.

ISSN: 1472-6963